Life insurance for people with Alzheimer’s or dementia
An Alzheimer’s diagnosis can be devastating, both emotionally and financially. More than 5 million people are currently living with Alzheimer’s, and Alzheimer’s care, including nursing homes and assisted living, costs about $5,000 per month on average. Life insurance for Alzheimer’s patients can help ease those financial burdens during a tough time. If you, a parent […]
Life insurance for people with disabilities
In the United States, one in four adults are living with a disability. If you’re one of them, you may wonder if it’s even worth it to apply for life insurance. Even if you have a disability, however, there are still options available to you. Here’s what to know about life insurance for disabled individuals. […]
What happens to unclaimed life insurance money?
Life insurance is there to provide a financial safety net for your family when it comes to financial planning, but sometimes, things don’t go as planned. Each year, a small percentage of life insurance benefits go unclaimed by families or other beneficiaries. That means your family could miss out on money intended for them, after […]
Why is life insurance important?
Partner, kids, home… you’ve built a pretty great life. Life insurance is designed to help you protect it, which is exactly why life insurance is important. Just like car insurance is there to help if you get in a car accident or home insurance is there when that cooking project goes awry, life insurance is […]
What to do if you’re denied life insurance
Have you been turned down for life insurance? A rejection is definitely disappointing, but it doesn’t have to be the last word. There is a policy out there for nearly everyone, so even if you’re turned down for life insurance or your rate is too high, you have options. Here’s what life insurance companies consider […]
Life Insurance for the Self-Employed
Going out on your own professionally has become the go-to career move. An estimated 57 million Americans are freelancing – about 35% of the country’s workforce – and the gig economy is growing more rapidly than ever. Whether you’re starting your own business or taking a break from the corporate world to freelance for now, […]
Can you have too much life insurance?
When it comes to life insurance, is there such a thing as too much protection? Life insurance is a crucial part of many families’ financial plans. You want to make sure you buy enough life insurance to keep your loved ones covered, but not so much that you’re paying for more than you need. So […]
What to do when life insurance needs change
You land that dream job. You find out it’s twins. Life is full of surprises – and as your life changes, do your life insurance needs. Whether you already have a policy in place or are just starting to think about it, here’s when it’s wise to take another look at your life insurance coverage. […]
Life insurance for veterans
You’ve protected your country, and you want to protect your family, too. As a military veteran, you have options when it comes to life insurance. Whether you’re retired from the military or planning to retire soon, here’s what to know about life insurance for veterans. Does the VA offer life insurance? As an active military […]
How long does it take to get life insurance?
Life insurance is designed to protect your family for years to come. Luckily, getting covered doesn’t take nearly that long. Traditionally, buying life insurance could take up to eight weeks in some cases. Today, innovations in the industry are making the life insurance approval process simpler and easier, whether you’re trying to get pre-approved for […]