Financial planning for a baby
You’ve picked out a name, shopped for a crib, and painted the nursery. But have you actually sat down and budgeted to make sure you’re financially ready when your little one arrives? Financial planning is important for every household, and it becomes even more critical when children enter the picture. There’s no getting around it: […]
Life insurance laddering
Life is always changing, which means that your life insurance needs are often changing, too. As a newlywed, you want to protect your spouse financially if something happens to you, so they can cover the mortgage or other daily expenses. When you start growing your family, your financial needs often grow alongside them – moving […]
How does life insurance work during divorce?
One of the hardest parts of the divorce process can be divvying up everything you’ve built together. If you have kids or a mortgage, you probably have life insurance to sort out as well. So what happens to your policy during a divorce? It’s important to make sure you and your children are protected financially. […]
Do you need life insurance for your grandkids?
They say that grandparenting is the reward for parenting. If you’re a grandparent yourself, you’re likely soaking it all in. You can’t even imagine your life without these new little people, and part of that picture is keeping them safe and protected. The protection grandparents want to provide their grandkids is natural – but should […]
Tough love: Why coverage matters for caregivers
I always hoped my mom and I would be close, but I never thought that would involve her living with me. If you spend your days juggling work, kids, and playing nurse to a parent or another loved one, you’re not alone. As the number of seniors in America hits record levels, more Americans are […]
Life insurance for dads: 5 things you need to know
To your family, you’re Mr. Fix-it. When something breaks, you’re the one they run to. And though you grumble about it at times, you really do love being the go-to guy. From toy repair to car repair and everything in between, you can pretty much fix anything. But what if something happened to you? Would […]
Here’s why moms need life insurance, too
As a mom, you’re everything to your family – the random sock finder, the keeper of all schedules, the one the kids will track to the ends of the house to ask a question (even if it means walking past Dad). You give your time, your sleep, and occasionally your sanity to care for them. […]
7 smart ways to protect your family for life
0 Get a will. Estate planning isn’t just for people with big estates. A will not only spells out who gets what when you die, saving your family major headaches and potential court costs, but also helps to ensure your minor children are cared for properly. Without a will, a court could assign a guardian […]