Height and weight: How they impact life insurance

Wondering what the numbers on your scale have to do with your life insurance eligibility? For insurers, your height and weight are important factors in deciding which policies are a good fit and the price you’ll pay. While every company treats height and weight differently, they all use this information to help determine your life […]

Understanding the life insurance blood test

If you’re applying for life insurance, you may need to take a medical exam at some point, including a blood test. We know getting pricked with a needle isn’t anyone’s idea of fun, but there’s no need to worry. Medical exam blood tests are generally quick, mostly painless, and can help you lock in a […]

Acing your life insurance medical exam

1 Do it bright and early. Since you’ll need to fast for 12 hours beforehand, minimize your breakfast cravings by scheduling the exam in the early morning. Getting a full night’s sleep can also help you get the best blood pressure reading. Eat clean. For the best blood pressure and cholesterol results, lay off the […]

Can I get life insurance without a medical exam?

When it comes to applying for life insurance, the idea of taking a medical exam makes some people squirm. So is it possible to get coverage without sticking out your tongue and saying “Ahhh”? The short answer: Yes. Whether you’re dealing with health issues or just can’t stand needles, you can still purchase life insurance […]