Life insurance with a pre-existing condition
Around half of US adults are currently living with one or more chronic health conditions. If you’re among them, you know that facing life’s challenges with a medical issue isn’t always easy. However, if you have a pre-existing condition, you can take solace in knowing you can still protect loved ones by getting a life […]
Life insurance with a pre-existing condition
Around half of US adults are currently living with one or more chronic health conditions. If you’re among them, you know that facing life’s challenges with a medical issue isn’t always easy. However, if you have a pre-existing condition, you can take solace in knowing you can still protect loved ones by getting a life […]
How your occupation or hobbies affect your life insurance
Many people buy life insurance to help their families replace their job income if they die suddenly. But did you know that the type of job you have can affect your life insurance options? Just like your age or health, insurance companies look at your occupation when you apply for a policy. A high-risk job […]
Depression: Why is it a life insurance risk factor?
Millions of people across America are living with depression or anxiety. If you’ve been diagnosed with depression, it can be especially important to make sure your family is protected if you can’t be there for them. Life insurance offers a financial safety net for your family if you’re no longer there to provide for them. […]
Height and weight: How they impact life insurance
Wondering what the numbers on your scale have to do with your life insurance eligibility? For insurers, your height and weight are important factors in deciding which policies are a good fit and the price you’ll pay. While every company treats height and weight differently, they all use this information to help determine your life […]
Driving record and life insurance rates
Anyone who’s ever gotten a speeding ticket knows that driving habits can impact your car insurance. But did you know your driving record affects your life insurance, too? Life insurance companies look at many aspects of your life when you apply, including your health, your occupation and hobbies, whether you smoke, and your driving record. […]
Does BMI affect life insurance rates?
Your health is one of the biggest factors life insurance companies consider when you apply for a policy – and that includes measuring your body weight and body mass index (BMI). So can you get life insurance with a high BMI? If you have a BMI that’s higher than normal, the good news is there […]
Life insurance for people with epilepsy
One in 26 Americans will develop epilepsy during their lifetime. Worldwide, there are more cases than autism spectrum disorder, multiple sclerosis, cerebral palsy, and Parkinson’s combined. Like any medical condition, epilepsy can make getting life insurance coverage a little more complicated – but there are still options. Here’s what you need to know about life […]
Life insurance for people with depression or anxiety
Having depression or anxiety doesn’t have to hold you back from getting life insurance. The first thing to remember? You’re not alone. Nearly half of all adults (46.4%) in the United States will have a mental illness at some point during their life, and the percentage of young adults experiencing mental illness has significantly increased […]
Life insurance for people with Alzheimer’s or dementia
An Alzheimer’s diagnosis can be devastating, both emotionally and financially. More than 5 million people are currently living with Alzheimer’s, and Alzheimer’s care, including nursing homes and assisted living, costs about $5,000 per month on average. Life insurance for Alzheimer’s patients can help ease those financial burdens during a tough time. If you, a parent […]