Life insurance laddering
Life is always changing, which means that your life insurance needs are often changing, too. As a newlywed, you want to protect your spouse financially if something happens to you, so they can cover the mortgage or other daily expenses. When you start growing your family, your financial needs often grow alongside them – moving […]
Purchasing multiple life insurance policies
When it comes to life insurance, are you fully covered? According to one recent study, 43% of life insurance owners say they either don’t have enough coverage or aren’t sure if their coverage is adequate. In some cases, the solution may be owning two (or more) life insurance policies instead of just one. This strategy […]
Why is life insurance important?
Partner, kids, home… you’ve built a pretty great life. Life insurance is designed to help you protect it, which is exactly why life insurance is important. Just like car insurance is there to help if you get in a car accident or home insurance is there when that cooking project goes awry, life insurance is […]
How to buy funeral insurance for your parents
Most parents do their best to protect their children throughout their lives, and that includes protecting them from financial burdens once they’re gone. If your own parents are getting older, it’s important to make sure everyone’s prepared for the expenses their final years can bring – including funeral costs. The average cost of a funeral […]
Can you take out a life insurance policy on anyone?
Life insurance is designed to protect the people you love from financial challenges after you’re gone. So, who can you buy life insurance for? In most cases, you apply for a life insurance policy for yourself, and your spouse, children, or another trusted person receives the payout if something happens to you. But what happens […]
How are life insurance companies rated?
Choosing life insurance is one of the most important decisions you’ll ever make. After all, you’re buying financial protection for the people you love when you’re no longer there to care for them. A lot of people choose a life insurance plan based on factors like coverage length and costs, but it’s not just about […]
Quiz: How likely are you to buy life insurance this year?
How do you know when it’s time to buy life insurance? That’s easy: If someone else depends on you financially, you need to get covered. That way, if something happens to you, your coverage can provide money to help them carry on. Of course, people buy life insurance for a variety of reasons. Some of […]
Understanding Life: 5 mistakes to avoid when buying life insurance
Buying term life insurance is nothing to be scared of – we promise. That said, there are a few things that could cost you if you’re not careful. Steer clear of these common mistakes when you’re shopping for a term life insurance policy, so you can lock in the most affordable, dependable coverage. Mistake 1: […]
Understanding Life: How can I choose the best term life insurance policy?
Shopping for term life insurance can come with a lot of questions. How much do you need? How long do you need it for? And how much should you really be paying? The answer? It depends. The “best” term life insurance varies based on your age, health, lifestyle, coverage needs, and other factors. Just because […]